Let James show you where to start

Reverse Mortgages

2nd Mortgage

Investment and Vacation

Debt Consolidation

Commercial Mortgages

Reverse Mortgages

Thinking about using your homequity do accomplish some of your goals?

You now have a choice when it comes to Reverse Mortgages… and we know it just feels better when you have options. Your reverse mortgage must be repaid when the last remaining homeowner leaves the home, which generally happens through sale of property where the proceeds are used to pay back the loan. You can use a reverse mortgage for things like

  Paying off debt
  Covering everyday expenses
  Making renovations
  Supporting your family
  Paying for in-home care

James is a Reverse Mortgage Specialist, knows all the aspects of this progam and will happy to walk you through it.

Second Mortgage

What is a Second Mortgage?

If you’re a homeowner, a second mortgage could be useful for you to finance large purchases such as a new vehicle, college, or even a down payment on a second home.

The Second Mortgage program gives you additional flexibility of allowing a second mortgage to be registered against your property. This loan will be made in addition to your primary mortgage.

Second mortgages often have interest rates that are slightly higher than first mortgages, but lower rates than a credit card payment or a personal bank loan. James is knowledgeable with the different programs available and is sure to find you the best interest rates for your second mortgage.

Investment and Vacation

What’s the Difference between a Vacation and Investment Home?

With a Vacation / Secondary Home Program, James will help you purchase a second home with an affordable payment.

A secondary home becomes an investment property when you decide to rent it out for the majority of the year.

Whether you want to finance a Vacation Home or an Investment Property, James has the knowledge to set you up with the best mortgages and interest plans.

Debt Consolidation

Debt consolidation is a debt repaying strategy

Moving your outstanding credit balances to one low-rate payment could save you money and time.

If you have:

Multiple Credit cards or Loans

Low Credit Score
Leverage the Equity in your home
Improve cash Flow

If you have been refused a consolidation mortgage due to:

Low Credit Score
Not enough equity
Limited income
CRA or bank judgments or liens registered on property

CRA or bank judgments or liens registered on property

James has tools, resources to support developing a custom plan to help you be successful with money.

Commercial Mortgages

What is a commercial mortgage?

Commercial Mortgages are designed for businesses and investors who wish to purchase or refinance commercial, income-producing properties and offer a flexible way to raise capital.

Some common commercial mortgage products provide funding for:

Income properties
Multi-residential properties
Bridge financing
Industrial properties
Office properties
Retail malls
Raw land financing
Startups financing
Debt consolidation

"Dominion Lending Centres FC Funding | FSRA #10671
Each Office Independently Owned & Operated"

"Having been a skilled trades-person for 18 years, I've seen plenty of cases where people making a very good income are poorly treated by some lenders. I want to help put the people building homes, INTO homes."


Contact Info

Dominion Lending Centres
FC Funding FSRA#10671
London Office

1 Commissioners Rd East
London, ON N6C 5Z3


Phone: 647 617 7158
Email: james@bluecollarmortgages.ca