OTHER WAYS WE HELP

Leasing

What are the benefits of leasing?

Working with a franchise organization with local ownership of our street-front locations, James gives you a committed, local-office presence with a team that understands your market, is in your time-zone, and has community-involvement and knowledge. James offers the best tools, underwriting centre, and efficiency in the leasing business today.

With leading funding resources, James provides the best opportunity for approvals with the lowest monthly payments.

Why rely on only one or two lease-sources when you can have over 30 specialty lease-funding sources in Canada and the United States?

Valko Credit Coaching

What is a money matters coach?

A Money Matters financial coach will provide education on the basics of personal finance and help you develop and maintain healthy financial habits, Credit counselling, bankruptcy as well as niching in Credit repair. Their main job is to empower their clients to reach their financial goals and learn how to handle their finances responsibly. They typically work with clients who want to save money, create a budget, pay off debt or improve their financial literacy. Money Matters Coaches niche with rebuilding credit.

Just like a coach for a sports team, a financial coach teaches you the knowledge and skills you need to play the game, helps you create healthy habits that improve your performance, and encourages you from the sidelines. Same idea, much different game.

Valko Financial MasterClass

Money Matters Masterclass

Who said personal finance has to be complicated and boring?

With practical prompts, simple worksheets, and helpful demonstrations, you’ll gain a deeper understanding of financial concepts and principles in no time, with the help of James, so you can start feeling more confident than ever about your money.

Current Rates

Current Mortgage Rates

Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O

Please Note: Advertised rates are not guaranteed and the rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. The advertised rates are provided as guidance only and the accuracy of these rates is not guaranteed. You are encouraged to speak with a Dominion Lending Centres Mortgage Professional for the most accurate information and to determine your eligibility.

Mortgage Insurance

Mortgage insurance ensures your family financial protection

Mortgage Insurance is here for you and your family if the unexpected happens. It can help ensure their mortgage payments are made and their loved ones are taken care of. That’s some certainty in a future that’s uncertain.

With the rise of illness, household debt at an all-time high, and Canadians carrying bigger mortgages, financial protection is more important today than ever.

Private Lending Solution

Is there a lending solution for you?

James offers a wide range of lending solutions for people with unique needs. Don’t let your search stop at ‘no’! There are lots of solutions outside what a bank or private institution can provide.

Contact James today to find out more about what unique lending solutions are available to you!

HELOC/Home Equity

Do I qualify for HELOC?

One of the greatest benefits of homeownership is the ability to build equity over time. Home Equity Line of Credit (HELOC) can secure you low-cost funds. Home equity can be a great source of value for homeowners to access money (with a fixed interest rate) for large purchases, alternative debt repayment, or renovations.

Home equity loans and lines of credit are secured against the value of your home equity, James will find rates that are lower than they would be for most other types of personal loans.